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COST TO OWN

WHOOP membership cost and is it worth it? Wearables over 3 years

A wearable’s price tag often isn’t what it costs to own. WHOOP sells a yearly membership with the strap included. Oura charges a yearly fee for most of its app. Several rings and bands charge nothing after you buy. This page adds up every wearable we review over three years and answers whether WHOOP and Oura are worth it.

The bottom line

WHOOP Peak costs $239 a year, or $717 over three years, with the strap included. Oura Ring 5 costs $399 plus $69.99 a year, or $608.97. Rings and bands with no required fee cost $99.99 to $479 once. Whether a membership is worth it depends on whether you will keep paying for the data.

See our sleep & recovery wearables picks →

Source-based analysis, not hands-on testing. Our method

By our founder and editor, also a cofounder of Superhuman Chambers · About the author. General information, not medical advice. No independent clinical review is claimed.

In this article

How much does a WHOOP membership cost?

WHOOP sells three yearly memberships in the US: One at $199, Peak at $239 and Life at $3591. There’s no separate hardware price. A WHOOP 5.0 strap, band and charger come with the membership, so the lowest three-year cost is One at $597, if the fee never changes1.

Peak is the middle tier and the one we review. It adds Healthspan and Pace of Aging, a real-time Stress Monitor and Health Monitor alerts, and it comes with a Wireless PowerPack that charges the strap while you wear it1. Three years of Peak come to $717 before tax. WHOOP shows only annual prices. It doesn’t state renewal pricing or auto-renewal terms, and it doesn’t say what the strap does after a membership ends1.

You can cancel and return the device within 30 days of receiving it for a full refund minus shipping1. The lifetime warranty covers replacement only while the membership stays active1. The 1-month free trial ships a certified pre-owned 5.0 device, a Basic Charger and a CoreKnit band, not the paid hardware1.

WHOOP memberships in the US, checked October 13, 2026
TierPer yearThree yearsWhat WHOOP lists
One$199$597Recovery, Sleep and Strain scores, steps, a haptic alarm, VO2 max and heart rate zones, with a wired Basic Charger and a CoreKnit band1
Peak$239$717Everything in One, plus Healthspan, Pace of Aging, the Stress Monitor and Health Monitor alerts1
Life$359$1,077The ECG feature WHOOP describes as FDA-cleared and Blood Pressure Insights, which WHOOP keeps to this tier on WHOOP MG12

Is WHOOP worth it?

That depends on whether you want WHOOP’s daily scores enough to keep paying for them. Peak is $717 over three years1. A screen-free band or ring with no required fee costs far less up front. Fitbit Air is $99.99, RingConn Gen 2 Air is $199, Polar Loop is $199.99 and Garmin’s CIRQA is $199.9936. Fitbit Air’s coach is free for three months, then Google Health Premium starts at $9.99, and Google doesn’t say whether that’s monthly or yearly7. Garmin’s optional Connect+ is $69.99 a year8.

What the extra money buys is WHOOP’s own set of features and hardware. Peak adds Healthspan, the Stress Monitor and Health Monitor alerts1. WHOOP rates the battery at 14+ days, and the PowerPack charges the strap while it stays on your wrist9. The membership also carries the warranty1.

Know what isn’t settled. WHOOP says Healthspan is for wellness purposes only and not for medical use, and the pages we checked don’t say how WHOOP Age is calculated1. A 2024 review of earlier WHOOP straps found moderate agreement with a sleep lab on sleep stages (kappa 0.46), and the sources we reviewed include no study of the WHOOP 5.0 itself10. Nothing here shows that the scores change your health.

WHOOP suits you if you want a strap with no display, would rather pay a yearly fee than a large hardware price, and want its scores enough to keep paying. It doesn’t suit you if you won’t pay an ongoing fee, since the membership page lists no hardware-only price1. Read the WHOOP Peak review, or the comparison with the Garmin CIRQA and Fitbit Air.

How much is an Oura membership?

Oura Membership is $5.99 a month or $69.99 a year in the US, before tax1112. Paying monthly comes to $71.88 a year. New members get the first month free, and adding a ring to an existing account doesn’t add another free month11. The membership belongs to your account, not the ring11.

Without a membership, the app shows only the Readiness, Activity and Sleep scores, the ring’s battery, basic profile information, app settings and Explore content11. Canceling doesn’t earn a full or pro-rated refund of fees you’ve paid, according to the Ring 4 page13. If you return a ring, Oura says to cancel the membership too, so the charges stop14.

Over three years on annual billing, the Ring 5 comes to $399 + 3 × $69.99 = $608.97, and the Ring 4 to $349 + 3 × $69.99 = $558.97, before tax111315.

Is the Oura Ring worth it?

It suits you if you’d rather wear a ring than a wrist band overnight, want Oura’s sleep stages and readiness scores, and accept a yearly fee. The Ring 5 is $399 and the Ring 4 is $349, and both need the $69.99 membership for full app features111315. It doesn’t suit you if you won’t pay an ongoing fee, since Oura says the ring has limited functionality without one13.

Rings you pay for once exist. RingConn lists Gen 3 at $349 and Gen 2 Air at $199, both with no subscription416. Ultrahuman’s Ring PRO is $479 with no recurring fee to access your data, though its optional PowerPlugs cost extra17. Samsung’s Galaxy Ring is $399.99 with no fee listed, but it requires a compatible Samsung phone1819.

Accuracy doesn’t settle it. A sleep-lab study of the older Oura Gen3 ring in 35 healthy adults found 76.3% agreement with polysomnography across wake, light, deep and REM sleep (kappa 0.65)20. The sources we reviewed include no validation study of the Ring 5 itself, and the studies Oura cites cover earlier rings21. Read the Oura Ring 5 review, the Oura Ring 4 review or the comparison with WHOOP and Ultrahuman.

What each wearable costs over three years

Each total is the three-year estimate on the review: the price plus three years of required fees, before tax. It leaves out charging electricity, because no maker states a charger’s power draw. Prices were checked on October 13, 2026, except the Galaxy Watch9, which was checked on October 16.

Three-year cost of the wearables we review, lowest first
WearablePriceRequired feeThree years
Google Fitbit Air$99.993None. Google Health Premium is optional after 3 months7$99.99
Garmin Index Sleep Monitor$170 at REI, sold out22Not stated$170 plus any fee Garmin hasn’t stated
RingConn Gen 2 Air$1994None$199
Polar Loop$199.995None$199.99
Garmin CIRQA$199.996None required. Connect+ is optional8$199.99
RingConn Gen 3$34916None$349
Samsung Galaxy Watch9, 40mm$379.9923None listed24$379.99
Apple Watch Series 12From $39925None listed26$399
Samsung Galaxy Ring$399.9918None listed19$399.99
Ultrahuman Ring PRO$47917None for data access$479
Oura Ring 4$34913$69.99 a year11$558.97
Oura Ring 5$39915$69.99 a year11$608.97
WHOOP Peak$0 hardware1$239 a year1$717

What the totals leave out

Optional costs sit outside the totals. Oura’s 2-year and 3-year protection upgrades are $45 and $6015. Ultrahuman’s PowerPlugs run from $24 for a year of Cardio Adaptability to $39 for a year of Cycle & Ovulation Pro17. Garmin Connect+ and Google Health Premium are paid extras78.

Batteries wear out and bands get replaced. RingConn’s policy excludes battery replacement from the standard warranty and gives no replacement price27. Most makers state no battery lifespan, so none of these totals includes a battery replacement, a lost ring or a repair out of warranty.

Products in this guide

These links go to each brand’s own store and earn us no commission. Prices are dated US snapshots.

Keep reading

Sources

  1. WHOOP Membership WHOOP · manufacturer
  2. WHOOP unveils 5.0 and MG WHOOP Press Center · manufacturer
  3. Google Fitbit Air Google Store · manufacturer
  4. RingConn Gen 2 Air RingConn · manufacturer
  5. POLAR Loop: Screen-Free Wearable Health Band & Fitness Tracker Polar · manufacturer
  6. Meet CIRQA Smart Band: The screen-free health and fitness tracker from Garmin Garmin Newsroom · manufacturer
  7. Google Health Premium with Google Health Coach Google Store · manufacturer
  8. Elevate your health and fitness goals with Garmin Connect+ Garmin Newsroom · manufacturer
  9. How Long Does WHOOP Battery Last? 14+ Days Explained WHOOP (The Locker) · manufacturer
  10. Accuracy of Fitbit Charge 4, Garmin Vivosmart 4, and WHOOP Versus Polysomnography: Systematic Review JMIR mHealth and uHealth, 2024 · systematic review
  11. Oura Membership Oura · manufacturer
  12. Oura Ring Membership Oura · manufacturer
  13. Shop Oura Ring 4: Silver Oura · manufacturer
  14. Return & Exchange FAQs Oura · manufacturer
  15. Oura Ring 5, Silver Oura · manufacturer
  16. RingConn Gen 3 Smart Health Ring | No Subscription RingConn · manufacturer
  17. Ultrahuman Ring PRO US buy page Ultrahuman · manufacturer
  18. Buy Galaxy Ring in Titanium Black Samsung US · manufacturer
  19. Galaxy Ring Samsung US · manufacturer
  20. Accuracy of Three Commercial Wearable Devices for Sleep Tracking in Healthy Adults Sensors (MDPI), 2024
  21. The Promise of Sleep: A Multi-Sensor Approach for Accurate Sleep Stage Detection Using the Oura Ring Sensors (MDPI), 2021
  22. Garmin Index Sleep Monitor REI Co-op
  23. Buy the Graphite Samsung Galaxy Watch9 44mm with Bluetooth Samsung US · manufacturer
  24. Galaxy Watch9 Samsung US · manufacturer
  25. Apple Watch Series 12 GPS, 42mm Space Gray Aluminum Case with Olive Sport Band Apple · manufacturer
  26. Apple Watch Series 12 Apple · manufacturer
  27. RingConn Return & Refund Policy RingConn · manufacturer

How this was written. Written from the sources listed above, checked . It is general information, not medical advice. Talk to a clinician before acting on anything here if you have a health condition or take medication.

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